Center for Insurance Research

Overview

The Center for Insurance Research is a leading consumers' insurance group that advocates and litigates for insurance consumers nationally. Initially CIR sought to address the home and auto insurance crisis around the country by pushing the group buying of auto and home insurance as a way to help organize consumers leverage their buying power challenge redlining and force better premiums services and reforms from insurers. CIR also challenges unfair insurer practices mergers and demutualizations (mutual company conversions to stock form) and has published studies exposing the ineffectiveness of many state insurance regulatory agencies. Finally CIR examines and advances the role insurance can play in incentivizing challenges to climate change and in better incentivizing safety in homes autos and the workplace where millions of people are injured annually.