Oyoba AG

Democratize Banking.

Overview

The banking industry must play a significant role in the way society faces its challenges. The first step is to change finance in order to finance change may it be social environmental or economic. Banks have for too long been part of the problem rather than playing a leading role in developing solutions. Oyoba s mission is to empower people with accessible transparent and useful financial services to foster a sustainable world. Oyoba stands for own your bank. The membership model similar to cooperatives is inclusive establishes trust by stakeholder alignment increases loyalty and reduces acquisition cost. The goal is to establish a trusted full substitution product to online banks. The mobile banking app includes a chatbot based virtual advisor. Oyobas offering creates additional value by providing actionable advice to customers to optimize their spending based on data analytics.