Tag: Person To Person Lending1

Impact Companies Tag: Person To Person Lending 1

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Zidisha Inc.

United States of America

Zidisha is a Y Combinator nonprofit and the first loan crowdfunding platform for people in developing countries that connects people directly without going through local bank intermediaries. We've gotten the cost of loans down from over 35% at traditional loan crowdfunding platforms such as Kiva to just 5%. We did this by replacing local loan officers with a self governing eBay style peer to peer lending community.So far we've facilitated over 15000 loans between 20000 people worldwide with a repayment rate of 85 90%. Our lending volume has doubled in the past six months.

Financial & Insurance activites